Personal Finance Coach

Your money.
Finally working for you.

Sum Goals gives you Maya — a personal finance coach in your pocket. Build budgets, crush debt, and transform your financial life in 90 days. Any currency. Any language.

Free to start
150+ currencies
50+ languages
No credit card
R
My Dashboard
Financial Health
74
+12 points this month
Day 47 of 90
Transformation
Saved
$580
Debt left
$1,840
Score
74/100
Days left
43
Payday Countdown
$44 daily budget
5
Maya: Move $80 to savings today — you'll hit your emergency fund 2 weeks early.
Personal dashboard
Meet Maya your coach
90-Day Transformation
Debt Race tracker
Money Mirror
150+ currencies
50+ languages
Google login
Stripe payments
Couples Mode
Senior Mode
Personal dashboard
Meet Maya your coach
90-Day Transformation
Debt Race tracker
Money Mirror
150+ currencies
50+ languages
Google login
Stripe payments
Couples Mode
Senior Mode
Bank-grade security
Google login
Stripe payments
Your data stays private
7-day money back
24/7 support
M

Meet Maya

Your personal finance coach. Available 24/7. Zero judgment. In your language and currency.

10K+
People helped
150+
Currencies
24/7
Available
You
I make $2,400/month and I'm always broke. $3,800 in credit card debt and zero savings.
Maya
Honestly? You're not bad with money — you just never had a real plan. Let's fix that right now.

Your 3 moves this week:
→ $480 to debt (minimum + $200 extra)
→ $240 to emergency fund
→ $1,440 for all living expenses

At this rate — debt free in 8 months. What are your biggest expenses?
What makes Sum Goals different

Features nobody else
has built yet.

Every feature built around one question: what do real people actually need when stressed about money?

01

The Money Mirror

The world's most honest financial reality check. Maya analyzes your spending patterns and reveals what your habits say about you psychologically. Raw, eye-opening, life-changing.

Only on Sum Goals
02

Financial Pressure Meter

A real-time gauge showing your financial stress and exact steps to reduce it today. Unique to Sum Goals.

Exclusive
03

Debt Race Tracker

Your debts as a race. Watch them get eliminated one by one following Maya's payoff plan.

Exclusive
04

Payday Countdown

Real-time countdown with automatic daily survival budget. No more panic before payday.

05

Couples Mode

Two people, one financial plan. Maya coaches you as a team — shared goals, different habits.

New
06

Senior Mode

Large text, retirement runway calculator, fixed income optimizer. Built for life after 60.

New
07

Money Personality Quiz

60-second quiz reveals your money type. Custom financial plan built for your psychology.

08

Emergency Kit

Job loss, medical bill, divorce — one tap launches a complete emergency response plan.

New
09

150+ Currencies · 50+ Languages

Maya detects your language and currency automatically. Every country, every currency.

The transformation

90 days.
A completely new financial life.

The only structured financial transformation program in the world. Maya guides every single day.

Month 1
The Audit
  • Complete financial picture
  • Identify money leaks
  • Personality assessment
  • Emergency fund started
Month 2
The Plan
  • Complete budget built
  • Debt race started
  • Savings automation
  • First milestone hit
Month 3
The Momentum
  • Debt visibly shrinking
  • Emergency fund done
  • Score above 70
  • New habits locked in
Day 90
The New You
  • Financial report card
  • Next 90-day plan
  • Shareable milestone
  • Freedom on track
150+
Currencies supported
50+
Languages available
90
Days to transform
$0
To start today
Real results

Real people.
Real change.

From Morocco to Mexico to Pakistan — Maya works everywhere.

★★★★★

"The Payday Countdown alone changed my life. Saved $380 my first month. Never saved anything before."

M
Maria R.
Texas, USA · USD
★★★★★

"Maya en español con pesos. Pagué $31,000 MXN de deuda en 4 meses."

C
Carlos M.
México · MXN
★★★★★

"تكلمت مع مايا بالعربية. أول مرة في حياتي عندي مدخرات."

Y
Youssef A.
Casablanca · MAD
Pricing

Simple pricing.
Life-changing results.

Less than a coffee. More valuable than any financial advisor.

Starter
$0
free forever
  • Personal dashboard
  • Maya coaching — 5 sessions/day
  • Budget builder
  • Payday countdown
  • 150+ currencies · 50+ languages
  • 90-Day Transformation
  • Debt Race + Money Mirror
  • Couples + Senior Mode
Most popular
Pro
$9/mo
cancel anytime
  • Everything in Starter
  • Unlimited Maya sessions
  • 90-Day Transformation
  • Debt Race + Money Mirror
  • Financial Pressure Meter
  • Couples + Senior Mode
  • Emergency Kit
  • Monthly Report Card
Lifetime
$29
one-time · yours forever
  • Everything in Pro
  • Pay once, use forever
  • All future features
  • No monthly fees ever
SG
Sum Goals Support
Always available
Hi! I'm here to help 24/7. Ask me anything about Sum Goals.